Real Pay DebiCheck Update | January 2020

January 2020

Dear User,

2020: The year of DebiCheck and digital payments

Happy New Year to you! We’re only a couple of weeks into 2020, but it’s already shaping up to be an exciting year on many fronts.

A major milestone that we need to highlight is the DebiCheck compliance date of 1 May 2020. Please note that after this date, no new NAEDO transactions can be initiated, as per the SARB directive.

Real Pay continues to contribute at industry level through the Commercial Independent Bureau Association (CIBA) and the Payment System Stakeholder Forum (PSSF). The Payments Association of South Africa (PASA) and the SA Reserve Bank are taking a pragmatic approach to ensure a smooth transition. To this end, the payments regulator approved the use of registered mandates as an interim solution to enable business continuity after 1 May 2020 and during the transition onto the new DebiCheck stream.

Our message to you is clear: Please onboard your company onto DebiCheck as soon as possible to ensure business continuity after 1 May 2020. It’s vital that you’re onboarded if you’re going to fully benefit from both migrated NAEDO transactions and registered mandates.

At Real Pay, we are already processing thousands of live DebiCheck transactions. Our architecture is geared to facilitate the registered mandates. To benefit, you need to:

  • Be onboarded onto DebiCheck and your accounts linked;
  • Load and process controlled transactions; and
  • Migrate a controlled number of transactions.

If you need any information regarding the onboarding process, or the DebiCheck project, please contact Luan Cloete, our Head of Sales and Marketing at Real Pay. You can reach him directly on (+27) 83 657 9136 or email

Kind regards,
The Real Pay Team

Company confidential – Not for distribution
Real Pay Marketing (Pty) Ltd is an Authorised Financial Services Provider.

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